I know, this is taboo.  We don’t buy to sell!  We don’t buy stocks to look for a selling point as dividend investors do we?  Our holding period is for LIFE!

9 times out of 10, or even more, that is definitely the case.

However, as you become more experienced and learn from investing mistakes, I believe that there are IN FACT times when you should sell a dividend stock.

Now, that specific thought or strategy is where “personal finance” comes in to play, as it really comes down to YOU, the investor.  It comes down to when YOU see that a stock you own, no longer fits your dividend investing strategy.  Here are my thoughts. Continue reading →

There is an ETF in this dividend investing, social media driven world at the moment.  No, today’s video isn’t about Charles Schwab’s SCHD!  Today’s video is about the premium income ETF – JEPI from JPMorgan Chase.  This high yielding, almost 10%, ETF has garnered the attention of many investors portfolio.

Therefore, today, we unpack the ETF, what is composed of this exchange traded fund and – is there a spot for it in your portfolio?  Let’s dive in. Continue reading →

As we go throughout our 20’s, 30’s, 40’s and so forth, especially if we are working for an employer, we are constantly told to invest in our retirement accounts through the Individual Retirement Accounts (IRAs).

Then came 401k retirement accounts, through your employer, and Health Savings Accounts (HSAs).  The H.S.A. could also be through your employer, for extra financial benefits.

These 3 retirement accounts can all be had, via pre-tax.  However… what if you wanted to be financially free, sooner than later?  What if, instead, you go all in on the taxable brokerage Account?

Continue reading →

We are in full-fledged crisis mode in the United States and in the World it appears.  Given the failures already of Silvergate, Silicon Valley and Signature, Credit Suisse is now being bought out by UBS within the European countries.

This is not just a U.S. problem.  The global pandemic from COVID-19 was just that, a global problem.  The contagion, as they are calling it, is everywhere.  That’s what happens when trillions of dollars of money is released out to the public and receivers banked it and the bankers invested it.  Invested into long-term, low-rate assets. Continue reading →

Here we are.  It’s 2023 and I experienced my first dividend cut just a meager 53 days into the year.  Intel (INTC) cut their dividend recently and it had me thinking long and hard about my investing strategy over the last 13 years.

Everything has worked just fine 95% of the time.  The other 5%, like dividend cuts or even mergers, are usually not overly material or significant, but they still are frustrating to a T.  No, not AT&T – T, but to a “t”.  A lesson is learned each time.  This time it was about not falling for an iconic company and listening to a management statement. Continue reading →

By the time of this article release, I have now had a daily investment into Vanguard’s Dividend Appreciation ETF (VIG), another wonderful Vanguard ETF.

The community knows I buy Vanguard’s S&P 500 (VOO) daily and Vanguard’s High Dividend Yield (VYM) weekly, so what gives?

Therefore, it’s time to break down why I’m investing into VIG daily! Continue reading →